.refund-policy-wrapper {
            position: relative;
            background: #ffffff;
            overflow: hidden;
        }

        .refund-policy-wrapper::before {
            content: '';
            position: absolute;
            width: 500px;
            height: 500px;
            border-radius: 50%;
            background: rgba(0, 140, 255, 0.06);
            top: -180px;
            left: -150px;
        }

        .refund-policy-wrapper::after {
            content: '';
            position: absolute;
            width: 450px;
            height: 450px;
            border-radius: 50%;
            background: rgba(0, 183, 255, 0.05);
            bottom: -150px;
            right: -120px;
        }

        .refund-top-banner {
            position: relative;
            padding: 60px 0 60px;
            background: linear-gradient(135deg, #071c38 0%, #0b4ea2 100%);
            overflow: hidden;
        }

        .refund-top-banner::before {
            content: '';
            position: absolute;
            inset: 0;
            background-image:
                linear-gradient(rgba(255, 255, 255, 0.05) 1px, transparent 1px),
                linear-gradient(90deg, rgba(255, 255, 255, 0.05) 1px, transparent 1px);
            background-size: 40px 40px;
        }

        .refund-banner-content {
            position: relative;
            z-index: 2;
            text-align: center;
        }

        .refund-banner-tag {
            display: inline-flex;
            align-items: center;
            gap: 12px;
            padding: 14px 28px;
            border-radius: 60px;
            background: rgba(255, 255, 255, 0.12);
            border: 1px solid rgba(255, 255, 255, 0.12);
            color: #fff;
            margin-bottom: 25px;
            font-weight: 600;
        }

        .refund-banner-title {
            color: #fff;
            font-size: 36px;
            line-height: 1.1;
            margin-bottom: 25px;
        }

        .refund-banner-title span {
            color: #8ed8ff;
        }

        .refund-banner-content p {
            max-width: 950px;
            margin: auto;
            color: rgba(255, 255, 255, 0.82);
            font-size: 18px;
            line-height: 2;
        }

        .refund-policy-content {
            position: relative;
            margin-top: -70px;
            z-index: 5;
            padding-bottom: 120px;
        }

        .refund-main-card {
            background: #fff;
            border-radius: 35px;
            padding: 60px;
            box-shadow: 0 20px 80px rgba(0, 0, 0, 0.08);
            border: 1px solid rgba(0, 0, 0, 0.04);
        }

        .refund-section {
            position: relative;
            padding-left: 120px;
            margin-bottom: 70px;
        }

        .refund-section:last-child {
            margin-bottom: 0;
        }

        .refund-line {
            position: absolute;
            left: 38px;
            top: 80px;
            width: 2px;
            height: calc(100% + 20px);
            background: linear-gradient(to bottom,
                    rgba(0, 140, 255, 0.3),
                    rgba(0, 183, 255, 0));
        }

        .refund-section:last-child .refund-line {
            display: none;
        }

        .refund-circle {
            position: absolute;
            left: 0;
            top: 0;
            width: 50px;
            height: 50px;
            border-radius: 50%;
            background: linear-gradient(135deg, #00b7ff, #0057ff);
            display: flex;
            align-items: center;
            justify-content: center;
            color: #fff;
            font-size: 30px;
            box-shadow: 0 15px 40px rgba(0, 140, 255, 0.25);
        }

        /* .refund-section h2 {
                            color: #081420;
                            font-size: 36px;
                            font-weight: 700;
                            margin-bottom: 25px;
                        } */

        .refund-section p {
            color: #5d6978;
            font-size: 17px;
            line-height: 2;
            margin-bottom: 22px;
        }

        .refund-feature-box {
            display: flex;
            align-items: flex-start;
            gap: 18px;
            padding: 25px;
            border-radius: 22px;
            background: #f7fbff;
            border: 1px solid rgba(0, 140, 255, 0.08);
            margin-bottom: 20px;
            transition: 0.4s ease;
        }

        .refund-feature-box:hover {
            transform: translateX(5px);
            background: #eef7ff;
            border-color: rgba(0, 140, 255, 0.18);
        }

        .refund-feature-icon {
            min-width: 40px;
            height: 40px;
            border-radius: 16px;
            background: linear-gradient(135deg, #00b7ff, #0057ff);
            display: flex;
            align-items: center;
            justify-content: center;
            color: #fff;
            font-size: 18px;
        }

        .refund-feature-box p {
            margin: 0;
            color: #495566;
            line-height: 1.9;
        }

        .refund-highlight-box {
            margin-top: 30px;
            padding: 30px;
            border-radius: 24px;
            background: linear-gradient(135deg,
                    rgba(0, 183, 255, 0.10),
                    rgba(255, 255, 255, 1));
            border: 1px solid rgba(0, 140, 255, 0.10);
        }

        .refund-highlight-box p {
            margin: 0;
            font-weight: 600;
            color: #081420;
        }

        .refund-link {
            color: #007dff;
            text-decoration: none;
            font-weight: 600;
        }

        .refund-link:hover {
            color: #0057ff;
        }

        @media(max-width:991px) {

            .refund-banner-title {
                font-size: 50px;
            }

            .refund-main-card {
                padding: 40px;
            }

            .refund-section {
                padding-left: 0;
            }

            .refund-circle,
            .refund-line {
                display: none;
            }
        }

        @media(max-width:767px) {

            .refund-top-banner {
                padding: 100px 0 90px;
            }

            .refund-banner-title {
                font-size: 36px;
            }

            .refund-main-card {
                padding: 25px;
                border-radius: 22px;
            }

            .refund-section h2 {
                font-size: 26px;
            }
        }